RETIREMENT PLANNING
RETIREMENT PLANNING
FOR INDIVIDUALS WITH EMPLOYER-SPONSORED 401(K) PLANS
Our retirement planning service is designed to give you more control and flexibility over your retirement savings. If you’re considering leaving your job or have recently retired, we can help you roll over your employer-sponsored 401(k) into an IRA. This rollover process allows you to access a broader range of investment options, enabling you to tailor your retirement strategy to better match your goals and risk tolerance.
1401(k) to IRA Rollovers
Rolling over your 401(k) to an IRA gives you access to more diversified investment options like individual stocks, bonds, ETFs, and mutual funds. It also allows for a more personalized investment strategy, which can help you better navigate market changes as you approach retirement. Our team guides you through the process, ensuring a smooth and tax-efficient transition.
2401(k) Rollovers with Sharia Compliance
For clients seeking to align their retirement savings with Sharia-compliant principles, we offer guidance on purifying the income derived from non-compliant investments. During the rollover, we help you identify any earnings that may come from non-permissible sources, such as interest or revenue from prohibited sectors. We then assist in calculating the purification amount, which involves donating a portion of those gains as Sadaqah (charity). This ensures that your retirement savings align with Islamic values, giving you peace of mind as you plan for the future.
FOR INDIVIDUALS WITH EMPLOYER-SPONSORED 401(K) PLANS
Our retirement planning service is designed to give you more control and flexibility over your retirement savings. If you’re considering leaving your job or have recently retired, we can help you roll over your employer-sponsored 401(k) into an IRA. This rollover process allows you to access a broader range of investment options, enabling you to tailor your retirement strategy to better match your goals and risk tolerance.
1401(k) to IRA Rollovers
Rolling over your 401(k) to an IRA gives you access to more diversified investment options like individual stocks, bonds, ETFs, and mutual funds. It also allows for a more personalized investment strategy, which can help you better navigate market changes as you approach retirement. Our team guides you through the process, ensuring a smooth and tax-efficient transition.
2401(k) Rollovers with Sharia Compliance
For clients seeking to align their retirement savings with Sharia-compliant principles, we offer guidance on purifying the income derived from non-compliant investments. During the rollover, we help you identify any earnings that may come from non-permissible sources, such as interest or revenue from prohibited sectors. We then assist in calculating the purification amount, which involves donating a portion of those gains as Sadaqah (charity). This ensures that your retirement savings align with Islamic values, giving you peace of mind as you plan for the future.
FOR BUSINESS OWNERS
We also provide specialized retirement planning services for small business owners, helping you balance business growth with building a secure financial future:
1Setting Up Retirement Plans
We assist in establishing SEP IRAs or Solo 401(k)s, which offer higher contribution limits compared to traditional IRAs. This allows you to set aside more funds for retirement each year while benefiting from significant tax deductions. Whether you want to optimize your tax savings or maximize retirement contributions, we guide you in selecting the right plan for your business needs.
2Simplified Rollover Strategies
For business owners who have accumulated savings in 401(k) plans from previous employment, we provide a streamlined rollover process into a self-directed IRA. This helps you consolidate your accounts, making it easier to manage your retirement savings and tailor your investments as your risk tolerance changes. Our goal is to simplify your transition from managing a business to managing your retirement, with a strategy that adapts as you do.
FOR BUSINESS OWNERS
We also provide specialized retirement planning services for small business owners, helping you balance business growth with building a secure financial future:
1Setting Up Retirement Plans
We assist in establishing SEP IRAs or Solo 401(k)s, which offer higher contribution limits compared to traditional IRAs. This allows you to set aside more funds for retirement each year while benefiting from significant tax deductions. Whether you want to optimize your tax savings or maximize retirement contributions, we guide you in selecting the right plan for your business needs.
2Simplified Rollover Strategies
For business owners who have accumulated savings in 401(k) plans from previous employment, we provide a streamlined rollover process into a self-directed IRA. This helps you consolidate your accounts, making it easier to manage your retirement savings and tailor your investments as your risk tolerance changes. Our goal is to simplify your transition from managing a business to managing your retirement, with a strategy that adapts as you do.
WE'D LOVE TO HEAR FROM YOU
For more details about our firm and the services we provide, feel free to drop us a quick email or give our office a call. We’d be delighted to connect and discuss how we can assist you
info@crescent-is.com| 469-666-7106
WE'D LOVE TO HEAR FROM YOU
For more details about our firm and the services we provide, feel free to drop us a quick email or give our office a call. We’d be delighted to connect and discuss how we can assist you
info@crescent-is.com
469-666-7106
General Investment Disclaimer
Crescent Investment Solutions LLC is a Registered Investment Advisor in Texas. The material on this site is for informational purposes only and should not be construed as an indicator of future performance, an offer to sell, or a solicitation of an offer to buy any security. We do not offer or sell securities in any jurisdiction where such actions would be unlawful under applicable securities laws. Transactions or investment advice may only be rendered after meeting state-specific licensing requirements or if exempt. For licensing status or disciplinary history of Crescent Investment Solutions or its agents, please contact your state securities law administrator.
Custodian Information
Crescent Investment Solutions LLC partners with Charles Schwab as our primary custodian to ensure your assets are securely held and managed. We work closely with Schwab to provide a seamless experience for managing your investments.
ESG Investment Disclaimer
Crescent Investment Solutions LLC offers ESG (Environmental, Social, and Governance) investment strategies that align with our clients’ values. Please note that while ESG investments aim to promote sustainable and responsible practices, they may also carry additional risks or may underperform compared to non-ESG investments. The selection of ESG investments is based on criteria that may exclude certain industries or companies, which could impact overall portfolio performance. As with all investments, there are no guarantees of future returns.
Hypothetical and Extracted Performance Disclaimer
Any references to hypothetical or extracted performance on this site are not indicative of future results. Such performance data is inherently limited and does not reflect actual trading or the impact of market factors, such as liquidity constraints. Clients should not assume that future performance will mirror hypothetical or extracted performance.