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Frequently Asked Questions

Getting Started with Crescent Investment Solutions

1What’s my return?
Returns depend on your risk tolerance, time horizon, and market conditions. Investing is not about quick wins—it is about long-term, sustainable growth.
2What services do you offer?
Comprehensive investment management, retirement planning and tax-efficient investing strategies, college planning and charitable giving. For non-profits, we provide investment management and fiduciary support to ensure long-term financial sustainability for your mission.
3Who do you work with?
We serve individuals, families, and business owners looking for personalized financial strategies.
4Can I transfer my existing investments?
Yes! We facilitate seamless account transfers to Charles Schwab, ensuring a smooth and tax-efficient process.
5How much does it cost to invest with Crescent Investment Solutions?
Our fees are based on assets under management (AUM) with full transparency and we will ensure you understand exactly how it impacts your returns.
6Is there an account minimum?
$10,000

International Investors Investing in the U.S. Market

1Can international investors invest in the U.S. markets?
Yes! You do not need to live in the U.S. to invest in the world's largest, strongest, and most stable economy.
2Why should I invest in the U.S?
The U.S. stock market consistently outperforms global markets, offering strong returns, high liquidity, transparency, and security. U.S. dollars also serve as a hedge against local currency depreciation.
3How can Crescent Investment Solutions help international investors?
We help non-U.S. investors by opening U.S. investment accounts, managing portfolios for long-term growth. While we do not offer tax guidance, we can connect you with a qualified CPA to navigate U.S. tax implications.

Stocks vs. Real Estate: Where Should You Invest?

1Is real estate a better investment?
Real estate offers passive income and tax benefits but requires high upfront costs and is illiquid—hard to sell quickly. Stocks are easier to buy and sell and have historically outperformed real estate in long-term returns.

Can I Trust Crescent Investment Solutions?

1Why should I trust you with my investments?
We are a fiduciary, meaning we are legally and ethically obligated to act in your best interest.
2How is my money protected?
Your assets are held securely at Charles Schwab, a leading financial institution with SIPC protection.
3What makes you different from other financial advisors?
We operate independently, ensuring conflict-free advice, transparent fees, and low minimums to get started.
4Why invest with an advisor instead of just buying an index fund such as the S&P 500?
An index fund is just one piece of the puzzle. Our advisors help you build a tax-efficient, diversified strategy tailored to your goals, manage risk, and keep emotions from derailing your success. Smart investing goes beyond buying a fund; it’s about maximizing wealth, minimizing mistakes, and planning for your future.

Investment & Performance

1How do you manage investments?
We use a data-driven, risk-adjusted approach tailored to your financial goals, market conditions, and risk tolerance.
2How can I track my investments?
You will have 24/7 access to reports via Charles Schwab’s platform, plus regular updates from us.

For Young Investors: Starting Your Investment Journey

1What are common mistakes young investors make?
Timing the market—no one can perfectly predict market movements, so the best strategy is to stay consistent and invest regularly. Being too impatient—it is difficult to wait, but everything good takes time. The biggest returns come from staying invested and letting your money take advantage of the power of compounding.

For Immigrant & International Investors: Building Wealth in the U.S. Market

1Questions to ask yourself “Do I want to be working at an old age”?
We emigrate seeking better lives and stability yet often prioritize spending on homes and weddings over investing in our future. Without proper planning, we may end up financially dependent on our children or forced to work in old age.
General Investment Disclaimer
Crescent Investment Solutions LLC is a Registered Investment Advisor in Texas. The material on this site is for informational purposes only and should not be construed as an indicator of future performance, an offer to sell, or a solicitation of an offer to buy any security. We do not offer or sell securities in any jurisdiction where such actions would be unlawful under applicable securities laws. Transactions or investment advice may only be rendered after meeting state-specific licensing requirements or if exempt. For licensing status or disciplinary history of Crescent Investment Solutions or its agents, please contact your state securities law administrator.
Custodian Information
Crescent Investment Solutions LLC partners with Charles Schwab as our primary custodian to ensure your assets are securely held and managed. We work closely with Schwab to provide a seamless experience for managing your investments.
ESG Investment Disclaimer
Crescent Investment Solutions LLC offers ESG (Environmental, Social, and Governance) investment strategies that align with our clients’ values. Please note that while ESG investments aim to promote sustainable and responsible practices, they may also carry additional risks or may underperform compared to non-ESG investments. The selection of ESG investments is based on criteria that may exclude certain industries or companies, which could impact overall portfolio performance. As with all investments, there are no guarantees of future returns.
Hypothetical and Extracted Performance Disclaimer
Any references to hypothetical or extracted performance on this site are not indicative of future results. Such performance data is inherently limited and does not reflect actual trading or the impact of market factors, such as liquidity constraints. Clients should not assume that future performance will mirror hypothetical or extracted performance.
General Investment Disclaimer
Crescent Investment Solutions LLC is a Registered Investment Advisor in Texas. The material on this site is for informational purposes only and should not be construed as an indicator of future performance, an offer to sell, or a solicitation of an offer to buy any security. We do not offer or sell securities in any jurisdiction where such actions would be unlawful under applicable securities laws. Transactions or investment advice may only be rendered after meeting state-specific licensing requirements or if exempt. For licensing status or disciplinary history of Crescent Investment Solutions or its agents, please contact your state securities law administrator.
Custodian Information
Crescent Investment Solutions LLC partners with Charles Schwab as our primary custodian to ensure your assets are securely held and managed. We work closely with Schwab to provide a seamless experience for managing your investments.
ESG Investment Disclaimer
Crescent Investment Solutions LLC offers ESG (Environmental, Social, and Governance) investment strategies that align with our clients’ values. Please note that while ESG investments aim to promote sustainable and responsible practices, they may also carry additional risks or may underperform compared to non-ESG investments. The selection of ESG investments is based on criteria that may exclude certain industries or companies, which could impact overall portfolio performance. As with all investments, there are no guarantees of future returns.
Hypothetical and Extracted Performance Disclaimer
Any references to hypothetical or extracted performance on this site are not indicative of future results. Such performance data is inherently limited and does not reflect actual trading or the impact of market factors, such as liquidity constraints. Clients should not assume that future performance will mirror hypothetical or extracted performance.